M-Pesa into your paybill
Tenants pay you directly; IPEN matches each payment to the right lease.
For landlords & owners
Know what your property earned, without chasing anyone.
Whether you self-manage a block of flats or hand it to a manager, IPEN Property gives you a clear statement, on-time payouts and KRA sorted.
Sound familiar?
What we hear every week.
- Not knowing who has paid until the 10th
- Working out monthly rental income tax yourself
- Statements from your agent that do not add up
- Repairs you hear about after the bill arrives
KRA MRI ready
7.5% Monthly Rental Income tax calculated from what you actually collected.
Owner portal
Your statements, payouts and tax in one place, whoever manages the building.
Approve repairs first
See the cost before it is charged to you.
The modules you'll use most
Picked for how you work.
Properties & units
Apartments, standalone homes, commercial space and land, from bedsitters to warehouses, in one register.
- Shared ownership with per-owner splits
- Management agreements with your fee terms
- Water, electricity and gas meters per unit
M-Pesa collections
Tenants pay with an STK push or straight to your paybill. Payments that quote the lease code match themselves.
- M-Pesa STK push and C2B paybill
- Your own paybill and credentials, encrypted per organisation
- Unmatched payments wait in a suspense queue, not a notebook
Billing & utilities
Monthly invoice runs that get prorations, VAT, utilities and penalties right, so you are not fixing spreadsheets on the 5th.
- Tiered water and power rate bands, plus prepaid tokens
- Automatic late penalties and SMS rent reminders
- Credit notes and tenant statements
KRA rental income tax
Monthly Rental Income tax at 7.5% worked out per owner and ready before the 20th.
- MRI computed from actual collections
- Record the iTax PRN and pay to KRA paybill
- Optional withholding on behalf of owners
Owner payouts
Pay owners on schedule with two-person approval, then reconcile every settlement against the statement.
- Maker-checker approval on every payout run
- Pay out via M-Pesa or bank batch
- Settlement reconciliation with exception handling
Maintenance & vendors
Tenants report faults from their phone; your team triages them on a drag-and-drop work board.
- Assign jobs to caretakers or vendors (fundis)
- Approve costs and charge owner, tenant or organisation
- Vendor payouts drafted automatically
Also built for
See IPEN Property on your own portfolio.
A 30-minute walkthrough: rent collection over M-Pesa, owner payouts, KRA tax and maintenance — using your units and your numbers.